Medicare & Health Insurance Services in Los Angeles County
Comprehensive coverage solutions for every stage of life, backed by 15+ years of local expertise
Medicare Services
Navigate Medicare with confidence. We'll help you understand your options and find the right coverage for your health needs and budget.
Medicare Supplement Plans
(Medigap)
Original Medicare covers about 80% of your healthcare costs. Medigap plans cover most of the remaining 20%, including annual deductibles, copayments, and coinsurance, giving you predictable healthcare costs and the freedom to see any doctor who accepts Medicare.
Covers Medicare deductibles & coinsurance
No more surprise bills from Medicare gaps
See any doctor nationwide
No provider networks or referrals needed
Guaranteed renewable
Can't be cancelled as long as you pay premiums
Popular Carriers in LA County:
AARP/UnitedHealthcare, Blue Cross Blue Shield, Anthem, Mutual of Omaha
Medigap Plan Comparison
Covers all Medicare gaps including Part B deductible (for those eligible)
Covers everything except Part B deductible ($240 in 2024)
Small copays ($20 doctor/$50 ER) for lower monthly premium
Medicare Advantage Plans
(Part C)
These all-in-one plans replace Original Medicare with a private insurance plan that often includes prescription drug coverage, dental, vision, and wellness programs. Many plans in LA County have $0 monthly premiums.
Often includes prescription drugs
Most plans include Part D drug coverage
Dental & vision benefits
Extra benefits Original Medicare doesn't cover
Wellness programs included
Gym memberships, health coaching, and more
Popular Carriers in LA County:
Kaiser Permanente, UnitedHealthcare, Humana, Anthem, Health Net
Advantage Plan Types
Lower costs, need referrals for specialists
See specialists without referrals, higher costs
Specialized care for specific health conditions
Medicare Part D (Prescription Drug Plans)
Standalone prescription coverage for those with Original Medicare. Plans vary by covered drugs and pharmacy networks, so it's important to review annually.
What's Covered
- Brand and generic medications
- Most common prescriptions
- Specialty medications
Key Features
- Network of local pharmacies
- Mail-order options
- Coverage gap protection
Important to Know
- Late enrollment penalty if delayed
- Review annually during Open Enrollment
- Drug formularies can change yearly
Health Insurance (Under 65)
Comprehensive health insurance solutions for individuals, families, and small businesses through Covered California and private carriers.
Individual & Family Plans
ACA marketplace plans through Covered California offer comprehensive coverage with subsidies available based on income.
Metal Tiers: Bronze, Silver, Gold, and Platinum plans with varying deductibles and premium costs.
Small Business Group Plans
Group health insurance for businesses with 2-50 employees, offering better rates and tax advantages.
Popular for: Small businesses, startups, and growing companies looking to attract quality employees.
Ready to Find Your Perfect Coverage?
Every person's health insurance needs are different. Let's review your situation and find the coverage that fits your health needs, budget, and lifestyle.